I was just re-reading that the other day
“We can see there are different treatments of clo calculation and different definitions of intrinsic clo or intrinsic insulation. No wonder people find this topic confusing!
Why does this matter? The short answer is the potential for double-counting the air film resistance. Double counting will inflate the expected performance of the insulation for multiple ounces of insulation.”
Good points. You are the only one I’ve found that deals with this explicitly.
Another question, I’ve always been confused by the term intrinsic clo. I find places where they multiply the clo of a garment by percent of body area that it covers. So, you can add up the intrinsic clo of pants, jacket, and hat, for example, and that will give you the average clo over your body. But if you add to that the intrinsic clo of a mid layer then you risk double counting the air film.
So, intrinsic clo is affected by the air film, but intrinsic clo does not completely account for air film.
What you’re doing seems better – use clo (or R value) without air film, then add the air film insulation at the end. Or better, you could have total body R value with and without air film so you’d know how it performed in calm and windy conditions.