A common rule of thumb for winter day hiking in NE USA is to carry an ~20deg sleeping bag in case of emergency overnight. However, most of us already carry nice puffy jackets/pants, some kind of thermal pad, & wind/rain shelter (tarp, bivvy, etc).
So, assuming you’ve got nice puffy layers, a pad, & wind-blocking outer layer how light of bag/quilt can you carry and still end up with a survivable overnight setup, assuming you’re uninjured, dry, properly fed, etc.?
I guess what I’m asking for the is the marginal thermal benefit of various sleeping bag/quilt ratings over typical winter puffy layers

