A synthetic bag will weigh maybe 1/3 as much but be twice as warm as fleece. Down even more so.
Doesn’t make sense except when it’s really warm and if you like the feel of it
It makes more sense for a shirt if it’s really cold, because when you’re exercising you don’t want hardly any insulation because it’ll make you sweat.
You don’t need to quilt synthetic, but you do need to “capture it” around the perimeter or it will move inward and there will be places with no insulation

