The real question is, will adding overfill compromise the performance of these bags in any way? Sure, they'll weigh a few oz more, and they won't pack quite as small, but are these the only downsides? If so, then I see no reason to avoid having it done.
I always used to think of myself as a warm sleeper, but as I get older I wonder whether my metabolism isn't as efficient as it used to be. Either that, or I'm doing more cold weather trips than before. I bought the Alpinlite and the Kodiak for the extra space they have, and I have worn down parka (MB Mirage) / pants (WM Flight) / booties (WM Flash) inside to supplement the bag. I switched from an Exped Downmat to a TAR XTherm last fall, and don't feel any cold from the ground through the pad. But overall I felt cool at 15F in the Alpinlite this fall. Last weekend I was comfortable at 20F in the Kodiak on Friday night, but on Saturday night it fell to the low single digits and I felt cool. A month ago I was out at -5F and the Kodiak plus all my down layers was only just enough.
So yes, I am looking for more warmth, but I don't wish to switch to the narrower 10F Versalite and -10F Lynx. From what I've read, the overfill (4oz on the Kodiak, 3oz on the Alpinlite) will add about 5F to the temp rating. That's more efficient than carrying a ~15oz 50F synth quilt to lay over the bag that would add a similar amount of warmth. I figured the small upcharge on the overfill ($57 for the Kodiak, $45 for the Alpinlite) would be worth it, especially if I can avoid the shipping.
If the Alpinlite becomes too warm for summer use, there's always the Caribou…