So Harold,
To make sure I'm applying the information in your spreadsheet correctly to real world applications, I offer the following example:
Using your numbers and, assuming that we only care about weight (not bulk), then we should be constructing garments to allow fully uncompressed loft of the down.
For example, if we were to construct a vest using 3 oz. of down, such that it would fully loft, the garment might be about 1.5 in. thick (depending on size).
If we made that exact same size vest with the same 3 oz. of down but made it only 3/4 in. thick, it would not be as warm as the thicker vest, even though the same amount of down was used. Right?