"Are the sol pads really that much warmer? I thought the reflective mylar thing was a myth"
There has to be an air gap next to the reflective layer
Like s space blanket on the outside with air above it
Or in a neo-air, the reflective layers are suspended inside so there are air layers against reflective layer inside the mattress
On the surface of a pad it doesn't do much – on one side of the reflective layer is the mattress – no air gap, and you're laying against the other side so there's no air gap.

