You can get a 1 pound 20 degree bag. It might cost more than either of your two choices, but you won't find yourself down the line wanting to save a pound and having to buy a new bag.
I think the trouble is that people new to this sport go to REI or read Backpacker and think these are the only and the best choices. They also think that ultralight stuff is really super fragile. I hiked the PCT and my gear is still perfectly good. How many weekenders with their bombproof stuff have hiked 180 days yet with it? It takes a long time at a weekend here and there to even get close to wearing stuff out. The exception may be young boys.
The other problem is that we have all been VERY well trained by our culture that any time you want to take up a new activity you have to research and buy a whole bunch of stuff. Lots of gear can come from thrift stores, recycle bins, your closet or your garage. You don't need the best of everything. Lots of crappy stuff is light and works just as well as "the best." Do your research here or on thru-hiker-oriented web sites, not on sites where they sell the gear. Then you'll see how easy it can be.
Sadly we're such a stupid lot we will actually go shopping to find "barefoot shoes" when we were born with them. You have to fight this tendency.

