I agree with Michael.
"A good quality DOWN not SYN. sleeping bag / quilt is the single most important item you will ever buy.
Down is much warmer, lasts a lifetime without loosing warmth, lighter weight, and packs smaller. If your worried about getting it wet get a Event dry sack for a few extra ounces."
Where does good quality start? Well, around 800 fill (US measurement, in EU it would be 700 fill.) Well stitched, good baffles & evenly filled, good zipper & guard.
Warmer? Well, "warmer" for the weight. Really, it is only a better insulator.
It compresses a heck of a lot smaller, maybe 1/3 to 1/4 the size of an equivalent synthetic.
Finally, it lasts at least 20 years. This is with proper maintenance. Never wash it with regular detergent. Use a down soap. Do not store them stuffed. Best is hung. Second best is in a large stuff sack usually supplied with the bag. Do not store them damp/wet or compressed.
Cost? Well, Down is the cheapest option. Over the 20 year life time, you take the initial $500 devided by 20 years and you get around $40/year. Synthetics last about 2 years. So you need 10 bags to maintain the 20F rating or around $1000. This is around $100 per year.
Weight? A typical down 20F bag is around 2pounds. A typical 20F synthetic is 3.5 pounds. Or down weighs about 60% of the synthetic for similar "warmth."
A sleeping bag will be your single most expensive purchase, on average. Yes, Cuben shelters can cost more, but these are more geared to SUL than UL or Light weight packers. Going with a quilt can save more, but you said you didn't want a quilt. Do it once and do it correctly. For the next 20 years you will save weight, be warmer, and be cheaper.
The only down side is getting your bag wet. Down handles being damp, OK. Wet, it looses a lot of insulating value. Synthetics are better if you sleep in the rain with no cover or in a mud puddle.