I grew up in Rhode Island with similar cold and wet weather.
I currently live in Colorado with colder, drier and much more sunnier weather.
If I was back in Rhode Island I’d wear a fleece and a wind shell combo for around town esp if walking places.
In fact I do the same around Colorado. I walk to work and back ~4 miles R/T.
Keep the puffy for the backcountry when stopped or in camp.
When trying to look a bit more fashionable, I wear a Filson jacket given to me 12 years ago for my birthday.









