For me, a wind shell is just another layer, though a very lightweight one for what it provides. Current one is a 1.6oz Montbell Tachyon jacket. Previous one was a 2.2oz Helly Hanson Mars jacket. Due to it’s low weight, I never have an excuse to leave it at home. And for me, it’s my main goto layer that I grab first when I need some warmth. When I stop for a short break on a cool day, I put it on. When the evening starts to cool off while hiking, it’s the first layer I put on. If I need more warmth as the night falls, then I will add layers under it. For me, it’s normally the top layer with the exception of layering it under my rain jacket for extra warmth or rain. I never hike in my Montbell ExtLight down jacket. I find it too hot to hike in in 3 season weather (which I define as 20F or warmer); even when it’s snowing. I’ve never lasted more than 15 minutes of hiking in the morning out of camp before I had to pull the down jacket off.
Around camp at night or in the morning, I normally layer my wind shell on top of my down jacket or vest as it provides more warmth and keeps any breezes from stealing heat out of the jacket. My down jacket is never directly against my skin except maybe my arms. Even if the down is slightly compromised due to oil/dirt on my arms, that isn’t going to make my body feel much colder. I don’t find laundering a down jacket to be much harder than any other clothing item other than using a down detergent instead of my normal one in my washer at home. Not that I launder my jacket more than every 1-2 years since I don’t hike in it and thus don’t sweat in it much.
For a low of 20F or higher, the most layers I will carry are lightweight thermal top and bottom, lightweight long pants and long sleeve hiking shirt, wind jacket, wind or lightweight rain pants (the <6oz type), rain jacket (<8oz type), Montbell Ext. UL down jacket, a lightweight balaclava, and MLD rain mitts. For warmer temperatures, I may swap the down jacket for a vest or just leave it at home. I can actually go a bit colder than 20F with these layers, but I would never deliberately do so as that is my safety margin. I do generate a lot of heat hiking when the trail is climbing so what works for me doesn’t work for everyone.