In the same email –
“Are there plan options without the Annual Program Fee?”
“Yes. To keep your device active year-round for a lower monthly cost and no Annual Program Fee, you may switch to an Annual Plan. Just like with your Freedom Plan, you can move up or down between different Annual Plans without charge. Annual Plans have a minimum initial term of 12 months.”
This verbage is terrible. The “Annual Plan” referred to above is called the “Contract Plan” (which I found hidden behind a “Learn More” button) and is available for $11.95/month, but I can’t tell you how to find it. Sorry.
Garmin Chat can send you instructions. Ask how to find the “Contract Plan”.
I’m a year-around, non-tracking user. Unlimited Basic Messages, 10 Custom Messages/month, and SOS work for me. YMMV.
PS: Don’t make a change until a couple of days before your billing date. If your Billing date is the 15th and you make a change on the 4th you loose 10 days of coverage. (Don’t ask me how I know.)