Terry,
I'm of the same build and hope to be an XL soon as well.
In my experience, you're SOL when it comes to affordable wind-shirts. The only one I found that fits us bear sized hikers is the Arc'Teryx Squamish. I own this year's model and think it's great. Sadly it's not cheap.
There's no shortage of wind where I live. Winds hit >60mph Tuesday and there was a tornado less than 20 miles away from my house yesterday. Contrary to what I believe is the majority of BPLers opinion, I find that I don't really need a wind shirt for three season hiking. The largest reason I bought the Squamish is that I wanted something that will breathe in the winter and was lighter than a softshell jacket.
What I've found is a nylon button down shirt works perfectly for me in windy conditions. While I had my Squamish in my pack, I only wore this shirt (t shirt as baselayer) when I climbed St. Helens in May. Wind was blowing pretty good. Yes it doesn't have a hood but I'm fine with a Buff and watch cap which I would bring regardless. YMMV.
Edit to add: check Walmart and Target for budget wind shirts/jackets.
I had a Precip and it works fine. Other companies, like Mountain Hardwear, make similar jackets. You'll build up moisture from within but cest la vie. Just find something that fits and is within your budget. Pit zips are a nice option.