REI offers an incentive to apply for their Visa card…
"Enrollment bonus: $100 REI gift card when you apply by 9/31/2014 and make a purchase with your new REI Visa card within 60 days of card approval."
5% back on REI purchases; 1% everywhere else
I'm already an REI member and have one of their cards; there's nothing in this for ma and I'm jsut sharing the information in case it appeals to anyone.

