Daryl,
While it looks like a wonderful fit for you and it obviously works, (and I'm embarrassed to say it) but it does remind me of many fellow scouts in my old troop (30 years ago), who were sent off backpacking with their parent's external frames that were waaaay to large for them.
Not only did their packs have a serious wobble problem as they walked (since there was nothing stopping the pack from bouncing up), but their head would always bop into the cross bar in the back (which was supposed to be situated in the neck zone – between the shoulders and the head.) And five minutes later the whole pack would slide down their hips, resulting in a miserable trip and a possible phobia the next time they went backpacking.
I do know that today's shoulder straps that "roll over the shoulders" are pretty much the norm, since they can handle upward thrust pretty well, but they require to be properly fit (a practice that I sense gets often overlooked by the average retailer and consumer alike.)
The bottom line: Just like shoes, if one doesn't properly adjust a pack to fit their back, the pack will surely attempt to adjust their back to fit it.