If the two bags don't compress, it should theoretically just be additive
the 30 degree bag will give you (92 – 30) = 62 degrees of temperature difference (skin temperature is about 92)
55 bag will give you (92 – 55) = 37 degrees
together you'll get 99 degrees of temperature difference so it should be good down to (92 – 99) = -7 degrees
except that the surface area will get bigger as the loft increases – let's say the loft of the 30 degrees is 2 inches. Then the outer circumference will increase 12 inches. If your average circumference is 36 inches, and it increases by 12, that's 33%, so you'll only get 66% from the 55 degree bag = 25 degrees, so together it'll be (92 – 62 – 25) = 5 degrees.
So the formula would be:
temperature rating of warmer bag – 2/3 * (92 – rating of thinner bag)
But all of that is B.S. – if there isn't enough room, the outer bag will compress the inner bag so you won't get this much – figure the second bag might give you 10 or 20 F reduction but you really have to test it in the real world