First, for classification purposes, I would consider base pack weights of 5 or 6 pounds as SUL, with UL base weights more in the 8 to 12 pound range. Not trying to be argumentative here, but I think it's an important distinction, as it likely makes the difference on whether hip belts and sternum straps are desirable or required.
Second, I have no experience backpacking with SUL loads, and only fairly recently with UL loads. But, I do a variety of other activities like mountain biking, day hiking, and trail running where I'll take packs that weigh less than 10 pounds total weight.
So, in my limited experience, I like a very light webbing hip belt on my lightest packs for the sole purpose of keeping the load on my back during high activity pursuits. I don't suppose it's necessary for walking activities like on-trail backpacking, but 1 inch webbing really doesn't add more than an ounce or two.
I like a wide and flat hip belt (little or no padding) for UL loads of up to 20 pounds total weight. This is because my UL pack very effectively transfers load to the hip belt, rendering the shoulder straps merely stabilization mechanisms. And I find that a sternum strap helps to avoid fussing with the shoulder straps as much, as I wear them quite loosely. However, I don't suppose that a sternum strap is really necessary either.
Ultimately, I guess it's user preference, but if it's a removable option, you may as well order it to cover all your bases.