I'm an extremely good cold-weather camper.
I slept comfortably in a 5'6" summer bag rated at 50º when it got to 25º in Acadia, ME (someone brought the wrong bag). I also took my 20º EMS synthetic to -10º in a down puffy. I spend a lot of nights at 10-15 degrees below my sleeping bag's rating.
I have a big CYCLING trip across Canada coming from August until October and possibly November. I would love to bring my 1.5lb 45º bag instead of my 3lb 20º bag. Am I an idiot?
It would suck to carry an extra pound and a half and never need it. It would also suck to die.
Either way, I'll be bringing heavyweight Wool tights and sweater, a second wool shirt, (I know that sounds like a lot, but I need clothes to ride in) and an Arcteryx Atom SV Insulated Jacket. Is there any way that that's enough to push the 45º bag down to the extreme lows in late october, which can approach 0º in central Canada? The average lows are in the 20's, and that I'm confident in. I don't know how often the temperature spikes downward in the late fall.
Am I just being irresponsible?
WWYD?

