So I'm looking for a bag/quilt to replace my Mountain Hardwear Phantom 32 sleeping bag. Most trips are summer Colorado mountains, where the temps can reach down to freezing. I'd really like the bag to go down a bit further, maybe to 25 degrees F or so. I think this would cover most situations I would backpack in. I do have a Western Mountaineering Summerlite on hand that has never seen use, but testing it in my backyard around freezing (or a bit above), I'm concerned that it won't do a whole lot better than my Phantom 32, which unfortunately has not kept me warm, even in temps around 36 F. In fact, the Summerlite may do worse since it has less down than the Phantom. I'm also afraid I might be a cold sleeper, as I only have around 7% body fat and am fairly trim/athletic. The restricted girth of the Summerlite also means that I won't be able to successfully wear a down jacket to boost the temp rating of the bag.
Here are some basic specs:
Mountain Hardwear Phantom 32 = 23 oz total weight, 11 oz down (mine may have a bit less as its an older model)
Western Mountaineering Summerlite = 19 oz total weight, 9 oz down
Katabatic Alsek quilt = 22 oz total weight, 13.4 oz down
ZPacks 20 degree bag = 17.1 oz total weight, 11 oz down
Now I've never used a quilt before, but I'm definitely ready to try a hoodless bag. I will be wearing an ultralight down jacket (Mountain Hardwear Ghost Whisperer) with a balaclava, and a Zpacks Goose Hood if necessary. I'm just a little bit concerned about fiddling with a strap system, such as on the Katabatic quilt. I'm also just a little bit concerned that the ZPacks 20 bag at 56" girth is a little on the narrow side (that is, if I zip it up). It seems that the Katabatic Alsek might be a bit warmer than the ZPacks 20, since it has 2.4 oz more down. I would guess that the ZPacks 20 should be warmer than my Phantom 32 even though the down is equivalent, since the majority of the down will be on top. (Joe says that he usually leaves the zipper unzipped, so it acts as a quilt).
Finally, I should mention that I'll likely be in an enclosed shelter (such as the Six Moons Designs Lunar Duo), but may try a tarp someday. I will also likely have a NeoAir Xtherm pad with a GG 1/8" thinlight underneath (mostly for traction).
Thoughts?

