"use VB suit instead of VB sack. Then you can wear clothes over the VB suit if need be, and you can more easily adjust insulation"
The VB suit would make thermoregulation much much easier. It's also more versatile. In the winter you want VBL during the day too.
On the other hand, A VB suit is also heavier and more complex when compared to a simple bag liner. I guess you could make a trash bag jump suit pretty easily but commercially available vbl clothing is hard to find, expensive, and often heavy-ish compared to a 2oz bag liner.
I think I'll have enough options between using my bag as a quilt, making use of continuous baffles to reduce insulation on one side, and maybe getting creative with a puffy jacket outside the VBL. I also typically sleep with a thin balaclava when temps go below 40ish – this gives me a lot of control over how much heat I lose through my head (wear it covering everything but eyes for maximum warmth, cover nose and mouth, use it only as a neck warmer, etc).

