These are some things I have been working with and you can use them in different combinations. The nice things about these items is that none of them can loose loft, be punctured and if they get wet, it doesn't matter
I use a Thermarest RidgeRest Solar as a pad so that you can use the regular side when it is warmer and the reflective side when it dips down a bit. Add some fluff or leaves beneath it to boost the rating.
A trash compactor bag is great for protection for the lower half or more from wind and rain and you can also use it to keep the items in your pack dry.
I also use a trash compactor bag rain skirt that can be used as a ground cloth or other options.
I bought a 9' long length of Noseeum that I can just drape over me or tuck under the pad and prop up with stick. Great to use for just the head or full body if it is very warm. You can also wrap it like a skirt if you need to wear short or around your head with a hat.
I also use a tarp with grommets in the corners that is reflective on one side. Very durable and you can convert it into a poncho tarp if you wanted to. Use some sticks to keep it off you in the heat but you can wrap it around and under you for the cold and/or rain. AMK is supposed to have their version of a reflective tarp out sometime soon with grommets in the corners.
You can also put the pant legs back on convertible pants if needed, doubling up on the socks or other items with the old ones on the outside, wearing your rain gear, wearing some socks on your hands. Yeah, your clothes might get a bit of perspiration in them but I have found that just about everything dries off with an hour or two once you are up and moving.