Sorry folks. I have spent hours looking (and learning) and read this here but can not now find it. How much loft/down do I need for the temps I may be looking for? I realize your warm may be my cold and will have to make a value judgement no matter what but … would you kindly let me know and/or point me in the right thread direction?
Thank you in advance for your time and consideration.
-monique

   

