You can't screw up colors. Many people over think this to the point of getting all confused. Will a darker color dry faster, sure a little. Does it have to be black, no.
If you have a dark color on your quilt, black, charcoal, navy, and you face that color toward the sky while drying it will speed things up a bit. It doesn't matter which side of your quilt is dark so many people make the liner dark and pick a fun color for the shell that they will be looking at. Honestly I choose whatever I think looks pretty at the time and have never felt it made much a difference one way or the other in performance, but I always choose charcoal cause I'm dark and mysterious like that:)
-Tim