Tom,
I haven't tested the insulation of Under Amour’s products because they fall primarily into the category of base layers and it is very difficult to get an accurate measurement of insulation that thin. Base layer insulation tends to be of less importance than that of most clothing items, its tactile properties, and the way in which it handles moisture, are of much greater concern since it is in direct contact with the skin.
It is really difficult to get an accurate measurement of base layer insulation based on standards procedures. The usual American Society of Testing Materials (ASTM) method for thickness measurement requires compressing the material by 0.7 g/cm2 (.01 psi). This very mild level of compression is still sufficient to compress the fibrils at the surface of the material and these, although very compressible, do contribute to trapping additional surface air film thickness. If one uses a method where thickness is measured without any compression the measured intrinsic insulation will approximate the insulation predicted using 1.57 clo per centimeter (4 clo per inch).
The insulation of base layers is seldom a major consideration in thermal comfort, since it lies within an already trapped still-air layer between the skin and the outerwear. Indeed, static copper manikin measurements of a clothing system frequently give the same insulation measurement with or without a base layer. Nevertheless, a thicker base layer will contribute warmth in the presence of wind or body motion, particularly if the outerwear is not totally windproof, the closures are not tight, or the clothing is compressed by the weight of outer clothing layers or back pack.
A base layer’s insulation over the torso will generally be close to that approximated from its full uncompressed thickness. This is because of the air gaps between the underwear and the clothing worn over the torso. However, the insulation over the arms and the legs will be closer to that suggested by the compressed (ASTM) thickness measurement as a result of the closer fit of the outer garments.